BURSEMENT PTE LTD and its affiliates (collectively referred to as “we” or “us”) operate the BURSEMENT online platform (which is accessible through our website at https://bursement.com or through our mobile application) (the “Platform”). We are committed to respecting and protecting the personal data collected through or in connection with the Platform.
We take our responsibilities under the Singapore Personal Data Protection Act 2012 (No. 26 of 2021) (“PDPA”) very seriously, and recognise the importance of properly managing, protecting, and processing your personal data.
This Privacy Policy sets out the basis on which we use and process any personal data we collect from you as a user of the Platform. By accessing the Platform and/or using the services and information on the Platform, you hereby agreed to be bound by the terms of this Privacy Policy.
We collect, use, disclose, transfer and otherwise process personal data about you or individuals who are connected or associated with you, including but not limited, to your legal representatives in accordance with this Privacy Policy.
Information provided to us when signing up to be a customer through the Platform or otherwise, which could include your name, mobile number, email address, and residential address; Records of any correspondence between us;
Information reasonably required in order for us to provide the services requested by you;
Details of your visits to the Platform, the activities that you engage in when accessing the Platform and the services that you use or access on or via the Platform; Information about your operating system, browser, software applications, IP address, geolocation, security status and other device information;
Details of your marketing preferences and information relevant to selecting appropriate products and services to offer you;
Information that may be captured via any error logging or reporting tool that captures error report data and, at your option and with your consent, send this data to us for us to be informed of any software errors or problems that may occur during your use of the Platform or the services provided on it;
and Information permitted by or required to comply with any applicable local or foreign laws, rules, acts, regulations, subsidiary legislation notices, notifications, circulars, licence conditions, directions, requests, requirements, guidelines, directives, codes, information papers, practice notes, demands, guidance and/or decisions of any national, state or local government, any agency, exchange, regulatory or self-regulatory body, law enforcement body, court, central bank or tax revenue authority or any other authority whether in Singapore or elsewhere, whether having the force of law or not (including any intergovernmental agreement between the governments or regulatory authorities of two or more jurisdictions or otherwise), as may be amended from time to time and our internal control and compliance policies. How we use your personal data?
To process, administer, or manage your account and contact you as may be required for your use of the Platform and the services made available on it;
To contact you to provide information that you request from us;
To offer you a more consistent and personalised experience in your relationship with us and better serve your needs by customising the content that we share with you;
To store, host or back up (whether for disaster recovery or otherwise) your personal data, whether within or outside Singapore;
For record-keeping purposes;
To conduct research, analysis and development activities (including but not limited to data analytics, surveys and profiling) to improve the Platform and the services provided on it;
To perform credit risk, know-your-customer, anti-money laundering / countering the finance of terrorism, financial and other relevant risk assessments and checks on you;
To respond to legal process, pursue legal rights and remedies, defending litigation or manage any complaints or claims;
To respond to requests for information from public and governmental / regulatory authorities, statutory boards, related companies, and for audit, compliance, investigation and inspection purposes;
To comply with any applicable law, regulation, legal process, or government request; and To protect the rights, property or safety of any person (including for the purposes of fraud detection and prevention).
You may withdraw your consent to receive marketing information from us by contacting our Data Protection Officer at info@bursement.com. Please note that we may charge you a reasonable fee for the handling and processing of your requests to access your personal data.
We may use, disclose, maintain, access, process, or transfer your personal data to any of the following third parties (whether sited in Singapore or otherwise):
Any of our group companies, subsidiaries or affiliates;
Our professional advisers, consultants and auditors;
Any service providers, agents, contractors, delegates, suppliers or third-parties which we may appoint from time to time to provide us with services in connection with the Platform;
Any sub-contractors of our service providers, agents, contractors, delegates, suppliers or third-parties which they may appoint from time to time to provide them with services in connection with the Platform or Services;
Any person that we believe in good faith to be your legal advisers or other professionals;
Any relevant governmental or regulatory authority, insofar as we need to do so to keep to any applicable laws, or which we in good faith believe that we should keep to;
And Any party which assists us in carrying out the purposes laid out in paragraph 3 of this Privacy Policy.
We may transfer, store, process or deal with your personal data outside Singapore. When doing so, we will take appropriate steps to ensure that the transferred personal data is provided with a standard of protection that is at least comparable to the protection under the PDPA.
Where you submit your personal data to us, you should try to ensure that such personal data is accurate, and inform us as soon as practicable if there are any errors or inaccuracies by contacting our Data Protection Officer at info@bursement.com.
We use cookies on the Platform and websites. A cookie is a small text file placed on your computer, system or mobile device when you visit a website or use an app. Cookies collect information about users and their visit to the website or use of the Platform, such as their IP address, how they arrived at the website (for example, through a search engine or a link from another website) and how they navigate within the website or Platform. We use cookies and other technologies to facilitate your internet sessions and use of the Platform, offer you products and/or Services according to your preferred settings, track use of our website and apps and to compile statistics about activities carried out on our websites and/or through the Platform.
You may set up your web browser to accept or decline cookies, as well as remove cookies stored on your computer or mobile device. However, if you do block cookies, you may not be able to use certain features and functions of our websites or the Platform.
Our Platform may, from time to time, contain links to and from the platforms or websites of our partner networks, advertisers, affiliates or other third parties. If you follow a link to any of these platforms or websites, please note that they have their own privacy policies. As these platforms and websites are not owned or operated by us, we do not accept any responsibility or liability for the content of these platforms or websites and their privacy policies, and you access and provide your personal data to these third-party platforms or websites at your own risk. Please ensure that you review these policies before you submit any personal data to any such platforms or websites.
We reserve the right to amend the terms of this Privacy Policy at our absolute discretion. Any changes to the Privacy Policy will be posted on the Platform and you are expected to check this page from time to time to take note of any changes we have made as they are binding on you. Your continued use of the Platform and/or the services provided on it following any amendment of this Privacy Policy will signal your assent to and acceptance of its revised terms.
If you have any questions about any aspects of this Privacy Policy or your personal data, you may contact our Data Protection Officer at info@bursement.com.